100 Percent Mortgage

  Getting good information fast about some of the more in each mortgage products available can be difficult. The 100 percent mortgage has been a relatively new addition to the mortgage product marketplace in the last few years. Traditionally, a minimum of 10 to 15% of the actual price of the House would have been required as a deposit. This would have serve two purposes. Firstly, it would've meant that the overall amount being borrowed was smaller and secondly, the ability to put down this deposit would give the loan provider the confidence required to loan the money to the applicant in the first place.

As the mortgage product marketplace has become far more competitive, the loan providers had relaxed some of their previously stringent conditions for applicants. One of the first to go in this area was the size of the deposit and over a period of time it whittled its way down to the point where it's now possible to get a mortgage for the full amount of the cost of the house.

Finding information about this specialized type of mortgage product can be little tricky. Our search tool will allow you to find background information and potential providers for this type of mortgage loan in a quick and efficient manner. The download version of the search tool runs on Windows but if you aren't comfortable with downloading and installing software or if you're using an alternative operating system other than Windows there is also an online version that you can use without downloading or installing anything at our web site. We have also tried to keep the file size of the download version as small as possible so as to make the facility available to people with dial-up as well as broadband connections. Also, you will need to keep your Internet connection active to use the search tool.

Whether you choose to use the download or online version we hope you find the tool useful in getting the information you need about 100% mortgage products.